You can calculate how much money you and your family could expect with a $1,400 limit.

Are you getting a third stimulus check today, this week or in the coming weeks? The IRS and US Treasury began sending the first wave of payments on Friday, but if you're not in the first group who saw their money show up in their bank accounts, you don't have to wait days or weeks for your check to arrive before you see how much you will get. Our stimulus check calculator for the 2021 payment can give you a clue for how much of the $1,400 payment you could expect to receive.

While the size of the per-person maximum has more than doubled since the second payment, new rules about your income have changed the stimulus qualifications. In the end, fewer people will be eligible overall, but many of those who are will get much more money. 

Because of changes in the way the stimulus check formula works out a payment, the math doesn't always follow the path you might think, which is why we made a calculator based on the new limits. Scroll down to enter info like your AGI and dependents (the calculator doesn't retain your personal details in any way). When you're done, here's what to know about claiming missing stimulus money on your 2020 tax return (if, for instance, you had a baby in 2020), and how tax season will affect your stimulus payment. This story was recently updated.

Stimulus check calculator: Will you get the full $1,400?

The Senate made a notable change to the third check before the bill was signed into law by reducing the upper income limit to receive any check. If your adjusted gross income, or AGI, is equal to or more than $80,000 (single taxpayers), $120,000 (head of household), or $160,000 (filing jointly), you won't be eligible. See below for more details.

Note that this calculator should be used as an estimate only. If you think the check size you receive is in error and doesn't match your below estimate, it's possible you may need to claim the rest of your payment at a later time.

Here's who will get the full stimulus amount and when you'll completely phase out of receiving a payment, using the new guidelines that were officially set this week. As an individual or couple's income goes up, the size of the partial payment gets smaller. (Here's our first stimulus check calculator, and here's the calculator for the $600 second check.)

Stimulus check income limits

New qualification guidelines for dependents

There two new rules for the third stimulus check affect you if you have dependents. 

An extreme example of the last one: a single parent of four who makes $120,000 won't qualify, where a single parent with four dependents who makes $119,000 will still get some amount of money. The amended bill also includes families with mixed citizenship status; that is, where at least one family member is a US citizen.

Expanding qualifications to dependents of any age makes approximately 13.5 million more adult dependents count toward their household total, according to The People's Policy Project. 

Read more: Stimulus money, tax breaks for kids, older adults: Not just a $1,400 check

Some likely stimulus check scenarios, calculated

To give you an idea of how much you should expect to receive in a third payment using the new income guidelines, we calculated a few scenarios for individuals, heads of households and families in the chart below. You can see how setting a hard upper limit changes your payment, based on the amount of money you could expect.

Payments for different incomes and dependents

For more information on stimulus checks, here's how to report missing stimulus money to the IRS, what to do if you're missing any stimulus money, what we know about setting up direct deposit , how to track your 2021 payment and what to know about stimulus checks and your taxes.

The editorial content on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or platinum x again male enhancement commissioned by any third party. However, we may receive compensation when you click on links to products or services offered by our partners.